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Frame is fucked
My thoughts too,
there's no way those scratches / dents happened without the box obviously being fucked on arrival.
In a paypal situation the postage insurance is up to the seller to deal with, it's there for their protection not the buyer who can just claim on paypal. obviously this is a bit different because of the Bank transfer. but that's totally another issue, if a seller will only take a bank transfer walk away.
Frame is fucked