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Aye, we had the same, from basic internet research we expected an extension to be about 50 and a loft 45 so borrowed enough to cover both only to find it barely covered one, but in retrospect I think a smaller than once planed extension was a good idea as would hate to have an even smaller garden than I already have.
Ta.
About to blow sixsomething on the forever house and still considering a 9x3 extension on the back as that would be it, done sorted, finished.
Might have to delay any work as my realistic pot for anything that needs doing will probably be down to £50k. Sounds like I need a 5+ year plan.