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My understanding is that if you invalidate it and they find out, they cancel the policy and you can be hit by other issues like refusal to be provided future policies.
Of course, one might argue “how would they know?” But, they would find out quickly if you were doing any kind of event, used a road between sections, had an off, and claimed (or worse, the other party claims). Suddenly you’re in a heap of shit.
I need the road reg, full insurance etc because I don’t have a van or a car license. So for the time being I need to potter along the road a couple of miles to find green lanes suitable to practice. There’s only so long I can get away with playing on the grass near the house.
pdlouche-
If it's only a couple of miles could you push it? I know it seems crazy but it sounds like it would be easier than jumping through the insurance company hoops.
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But what I mean is, if I do a track day it doesn’t invalidate my insurance it means I’m not covered for the track bit but I am covered for the ride there and back…
Airhead
Dramatic_Hammer
That’s sneaky. Does it invalidate the whole lot or just not cover that occasion (as per a track day on standard insurance)? Would you even need* insurance if you’re not on a road?
*as far as plod is concerned.