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  • Anyone had experience of buying the other flat in a converted semi and then converting them back into 1 freehold house? Setting aside the planning and leasehold/freehold implications, is it possible from a mortgage perspective?

  • i have a friend who bought and converted 2 flats into a house, in one go, in clapton. not certain what the leasehold/share of freehold status was but he did it in one go with mortgage

  • I think mortgage providers get the hump as they work on the basis of two flats being worth more than one house - plus i think you'd need to use the same provider for both mortgages otherwise when it became one title you'd have a weird situation (assuming they allowed you).

    I'd imagine it's doable - you'd just need to find a decent mortgage broker and solicitor to help.

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