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  • It's probably the re-application for a mortgage that causes the issue here isn't it?

    Yes exactly.

    I just spoke to the estate agent and basically just asked if they could ask the seller if they are happy to arrange privately, at our risk.

  • Are you in a chain? If so I’d ask them nicely and explain the situation and that they arrange the transfer of the extra £1k.

    If they aren’t forthcoming then you can choose your level of arsehole behaviour to expedite them sending you the money but there still plenty of time to sort it

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