• Has anyone got their vinyl as a separate item on contents insurance?

    I’m wondering whether to discuss it when I renew the policy. I’m also trying to figure out under which circumstances I’d likely claim and what I should expect.

    Ideally should some catastrophic incident destroy my vinyl collection, I’d want a payout nearer the ‘high’ valuation on Discogs, factoring all the logistics of trying to buy most of it again.

    Would I even bother? As much as it means to me, I’d probably have bigger worries and very little time for it. If it happened, would a broad conversation in relation to contents generally and a link to my Discogs collection secure a few grand to at least replace some?

  • We got flooded and I claimed for some vinyl - they offered a flat rate per record (£10-15, can’t remember) which I challenged successfully on some of the rare stuff. I was lucky in the end that a quick rinse and new covers were enough to salvage things though.

About