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  • We have negotiated a grand off the purchase price so we can carry out some immediate work (bricks missing in firewall in attic)

    Our solicitor has informed our lender (Halifax) but has yet to hear back from them. Am a bit worried this could all throw a spanner in the works of moving in before end of June over a measly grand.

    We had originally asked for more off and a grand was a compromise.

    When it comes to setting a completion date does the solicitor have to inform the lender etc? Am a bit concerned if they take a couple of weeks to reply to this they will be the same when it comes to sorting the exchange. But I have no idea what the process is..

    Everything else is ready and done

  • It should be fine I imagine, banks seem really slow at the moment.

    The house I am purchasing was downvalued, but Halifax still approved the mortgage (without even telling me initially) as it didnt affect what they would lend us, I then negotated a sizeable reduction with the seller.

    So if your mortgage amount isn't changing I dont think they will care over a grand, it's just frustrating you can't seem to speak to anyone directly at the moment very easily.

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