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Its total bullshit - we looked into getting our bay underpinned and our insurance company said doing that would mean the same as if we were underpinning the whole house.
Now if I was looking at a house and it had been underpinned properly say 10 years previously and all documented, I would have peace of mind and wouldn't be worried. But seemingly a lot of buyers run a mile.
I got quotes for the non-invasive injection stuff and it was £8k but it fucks your insurance premiums and reduces the resale value of your house so the real cost is circa £50k