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Seen the other side of this too!
Went to look at a 60's volvo, been MOT and VED/tax exempt for years now, however had a premium price on it as apparently 'restored and mot'd every year regardless'. And I know the place that was doing the MOT's and used them myself, thought they were solid enough.
Nope.
Worst car I've ever seen, been crashed multiple times, fair enough, repaired by a guy in his garage with a good few stacks of newspaper and filler. But the real issue was brakes, complete lack of them, well maybe 1 wheel had something. And the steering, the steering box/pitman arm had around an inch of play in it, which results in approx 150-180 degree's of slack at the steering wheel. Apparently the garage in question knew it was bad, but never put it down even as an advisory. Like if it had no MOT and it was just some mad old guy making papier mache cars in his spare time, fair enough, but the fact it had been through a garage I have previously used multiple times, nah.
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BrickMan
pdlouche
How does that affect your insurance premiums? I think that I read that some insurers don’t like exempt bikes, that they prefer you still get the MOT regardless. Something like, you can prove it’s still roadworthy and so they can insure it without loads of caveats and endorsements?