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Yap totally agree. I will give it till tomorrow then throw the law at them. Fun fact (not really), I spoke to a few of my peers and everyone has experienced being paid late their first month's wage ranging from 1 to 4 months.
Luckily I am like you, not living pay cheque to pay cheque, but that's none of their business.
I am currenrly doing CPD and working on a project that I have started and can/will take with me when I leave this place, neither of these were on my to do list this week, but I have shifted my priority, so that's my soft protest.
That's very considerate of you, but it is letting them off the hook. I am a big fan of my workplace (currently), and they have been very good to me. But they are my employer, they pay me for my services rendered. If one have of that transaction failed, I'd be damn sure to make a stink/down tools until it was resolved. I know that HR/payroll would be similarly strict if my side of the bargain was not upheld.
I am very lucky to not be living paycheque to paycheque, but other's do not have that luxury.
From the sounds of it, there was a legitimate fuck up, which can be forgiven. But trying to pin the blame on you and not resolving the error, is inexcusable. Even if it had been your error, to punish you by withholding salary, is fucking inhuman.
There is zero reason they could not have arranged a same day transfer and sorted out their fuck up on their own time.
Fuck 'em, charge them interested too.
They're making me angry, and I don't even work for them.