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Rip currents don't pull you under, that is a myth. They pull you out
Right, which is why keeping calm and steadily swimming parallel to the shore is advised.
So what do you do when being pulled under in a river?
Depends? I’m just saying that a fully clothed person who finds themselves in cold, murky waters will instinctively fight the current if it starts pulling them under. I don’t know the Thames well enough to say if that’s the best survival strategy or not.
Rip currents don't pull you under, that is a myth. They pull you out, and then usually along after a bit.