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  • Equifax: "$9.95 per month. Cancel at any time, no partial month refunds.2"

  • Creditkarma uses transunion, it’s fine.
    If it gets down to lenders actually needing a copy though you’ll have to get one directly from Experian or a Equifax normally.

  • It sounds like it'll be easier to join one of them, get report and kill account before they bill me then. Plus it's one less company with my data.

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