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As I understand it, depending on the lender and on who did the Home Report, the lender who will want a RCIS Scotland registered mortgage valuation. Chances are they will want an independent one.
I'd probably still limit my question to 'What valuation/survey do you require?' And then find a registered historic building specialist.They might put a retention on the mortgage requiring remedial work to be done, they will check that it has been done.
Yeah you'd have thought it'd show the cause. But no, just says rising damp coming up from under the floor.
I have my opinions based on the site topography and what I can see of below ground drainage systems as to where the water might be coming from. I mean I think it's unlikely that the house is built on a spring or artesian well.