Just skim read all of the overpaying mortgage vs investing and there isn't one answer. Highly circumstantial. Best chatting to an IFA with your set of circumstances.
-risk appetite and the psychological side
-what your mortgage rate is
-have you used your ISA allowance for the year / how likely you are to hit annual CGT limit in the future
-how balanced your overall assets are inc house (this was a good point someone made)
-stage of life (if young, probably invest, if nearer retirement, maybe pay off to clear it)
-how disciplined you are (to actually invest it)
-goals & ambitions
-if you plan to move in the future
Just skim read all of the overpaying mortgage vs investing and there isn't one answer. Highly circumstantial. Best chatting to an IFA with your set of circumstances.
-risk appetite and the psychological side
-what your mortgage rate is
-have you used your ISA allowance for the year / how likely you are to hit annual CGT limit in the future
-how balanced your overall assets are inc house (this was a good point someone made)
-stage of life (if young, probably invest, if nearer retirement, maybe pay off to clear it)
-how disciplined you are (to actually invest it)
-goals & ambitions
-if you plan to move in the future