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  • Also another question I’ve switched pension provider at work and have a sum with old pension provider - was thinking of moving it to Vanguard. Anyone done something similar?

  • Yes. In process of moving to ii.co.uk as cheapest platform for my situation. A few forms to fill in and it will take time but they're responsive and have been helpful so far.

    Have a look on the Monevator website for SIPP comparisons.

  • I've just moved my entire pension (2 pensions, really, but both with the same provider) to a SIPP with Hargreaves Lansdowne.

    It was entirely painless and automated - I just gave my pension details (HL already have my personal details) and then the transfer is automatic.

    There was a period of a few days when the second pension didn't exist anywhere, as it was being transferred by BACS (too much for a Faster Payment, too little to justify £20 for a CHAPS payment, apparently), and took 5 days to settle.

    Then I just chucked it into cheap index trackers and YOLO trades.

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