Isn't that essentially what I'm doing with a pension fund though? The fact I paid off my house means pretty much whatever happens, I have a roof over my head. I look at it as pretty sensible, low-risk future-proofing.
I'm the last person you should be talking to about pensions tbh... You're mortgage free relatively early in life so probably doing better than a lot of us!
Isn't that essentially what I'm doing with a pension fund though? The fact I paid off my house means pretty much whatever happens, I have a roof over my head. I look at it as pretty sensible, low-risk future-proofing.