Realistically we might want it in 3-5 years and with my limited understanding we would be exposing ourselves to short term fluctuations in the market. Could you explain what you mean by "should there be inflation to match"?
Asset prices go up by 20%
Fairly easy to buy in to stocks / shares / indexes by 15%
Food / gas / elec by 10%
Your pay does not increase
You get 5% say by paying down your mortgage
Realistically we might want it in 3-5 years and with my limited understanding we would be exposing ourselves to short term fluctuations in the market. Could you explain what you mean by "should there be inflation to match"?