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  • It also has to be nigh on risk free

    No risk, no reward - right?

    Make mortgage overpayments then pull them back as you go along?

    Could buy a bunch of Rolex then sell them again....

    Sounds like the time period is pretty short anyway so inflation will only have a bit of a nibble.

  • Make mortgage overpayments then pull them back as you go along?

    Hmm, that's an idea, but that wouldn't use up all of it (without incurring early repayment charges), so I'd still have some to go into premium bonds.

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