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Yep, just wondering if there was anything I was missing.
I've got a soft spot for Premium Bonds anyway. I stick a chunk away for myself and my daughter each month, and I like the possibility of getting a bigger win out of it (although that is highly unlikely).
(She's had great returns. I think she won £25 in the first month and I'd only put £125 in at that point, obviously that hasn't repeated but she's well up on the expected interest rate for the lifetime of the investments.)
I've also still got the original £5 worth of bonds that I was bought shortly after I was born.
Greenbank
I think you've answered your own question there. Given current state of affairs and the need to draw down income, Premium Bonds are pretty much the best risk-free option right now. Other option is Marcus by Goldman Sachs paying 0.4% AER. Don't know of anything else out there that fits the bill.