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Jonny69
rj
We have a 295k mortgage on a 35 year term at 1.8%. The house needed/needs a lot of work done on it so it made sense to keep the monthly repayment low and take a larger loan than we really needed so that we had money to DIY. We've managed to save some money in the last couple of years, so is it worth over paying the mortgage in a lump sum?
We might also move in next 5 years