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Yeah, batteries are always going to be a cost issue, I guess if you can spread them across multiple tools its not so painful, I roughly have 1 battery per tool I think, but i'm rarely using all the tools at once. I have Makita, and the fast charger is excellent, so even if I do run out it's only a 20 min wait.
Another thing to consider could be dropping down to 10 to 14v if it is only for low intensity, occasional use. I bought my wife a 10v Makita impact and drill to keep in the house, and its great stuff, really lightweight, but enough power to drill a 12mm hole in masonry with no issues at all, and the impact is perfect for ikea furniture...
As an occasional user, like most, the batteries are the issue. I had a Panasonic cordless some time ago and the batteries cost almost as much as the body. Batteries died - bought another Panasonic. Batteries died and bought a Makita as I couldn’t justify the cost of the Panasonic’s any more.