I've had money with them by virtue of an (ex) workplace pension from 20 years ago, and more recently been sticking savings in an ISA as well as monthly pension contributions.
While I've not actually compared them against any competition I've always been very pleased with the performance, but have recently been reading rather negative stuff in both that respect and in terms of excessive fees. Had an annual review yesterday where my 'adviser' was suggesting partial transfer of my current workplace pension (Scots Widows) to SJP, but I'm feeling reluctant to put all my eggs in one basket (despite him selling the SJP funds as more diversified than SW).
Not particularly keen on taking more of a hands-on approach to this stuff, but wondering if I should talk to an IFA. Anyone have recommendations?
Guy in my cycling club is an associate partner at St. James place - knows his stuff and is very straight talking. Happy to put you in touch with him if that would at all help your situation; I am sure he would be very welcoming
Anyone use St James's Place?
I've had money with them by virtue of an (ex) workplace pension from 20 years ago, and more recently been sticking savings in an ISA as well as monthly pension contributions.
While I've not actually compared them against any competition I've always been very pleased with the performance, but have recently been reading rather negative stuff in both that respect and in terms of excessive fees. Had an annual review yesterday where my 'adviser' was suggesting partial transfer of my current workplace pension (Scots Widows) to SJP, but I'm feeling reluctant to put all my eggs in one basket (despite him selling the SJP funds as more diversified than SW).
Not particularly keen on taking more of a hands-on approach to this stuff, but wondering if I should talk to an IFA. Anyone have recommendations?