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  • I don't really want to go into it here, but we're remortgaging with the same provider so their assumptions are the same as when we bought the house 5yrs ago.

    We used a broker. Well actually the broker we used first time around called us up and did everything, which with a little baby and work suited us fine.

  • No of course not - was more of a general question, I don't know what the parameters are that affect the rate you're offered. Seems like you got a good rate in any case - I'm also using a broker.

  • I'm also using a broker

    whole of market? i.e. they work with a large number of different providers?

    Some are limited in the number they use, and that can effect the rates you are offered.

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