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  • Does that mean it's also a good time to get low fixed rates?

    We are remortgaging at the moment and getting 5yr fixed @ 1.24%. There is also a 2yr fixed @ 1.09%

    Could go lower, but for us the prospect of locking that in for that period is better than; a) the possibility of what? 0.80? 0.5%? at some point for a few years. and b) the hassle of remortgaging in the next couple of years.

  • who with?

    Nationwide.

    We originally went with them as we hadn't been in the UK long enough for most other lenders. Previous 5yr fixed was at 2.7ish I think.

    Worth noting though that we're down 65% LTV now, which has an impact.

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