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  • Am I mad to put create an emergency fund in premium bonds? I've got 3 months worth in my current account just sitting there I can move, but undecided on that or an easy access account somewhere...

  • It takes up to a month to cash in Premium Bonds, so it's not so "emergency".

    [EDIT] Ah, they seem to have sped this up, looks like a couple of working days now.

    For example, after 8pm on a Friday and the money will be in your account on the following Wednesday.

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