Rule of thumb. If your supplier is 'boutique' never run a balance with them. If they go under, you will lose it, despite what the regulator says.
How do you avoid a credit balance though?
I don't want a credit balance but I always seem to end up with one in summer.
@Howard started
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Rule of thumb. If your supplier is 'boutique' never run a balance with them. If they go under, you will lose it, despite what the regulator says.