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  • @ElGonzo @dt - Would the same apply to money going into a pension? I'm transferring a decent lump sum from my underperforming Scottish Widows pension to my Vanguard SIPP. Initially I set it up to just invest into a target retirement fund straight away, but might I be better to hold off and drip feed it in?

    Edit - should add, I'm a way off retirement, it's a 2050 fund.

  • Personally, I would hold off a few months for a correction and then feed it in over the course of 6 months or so. But then again that correction may not come all that soon or be substantial enough to really matter, particularly with a target retirement of 2050.
    I wouldn't lump it all in right now though.

  • I think this largely depends on what you plan to invest it in. Are there any parallels between the portfolio SW held for you and what you intend to do with it?

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