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  • Yeah, basically lump sum has been best most of the time, but if you're the type of person to shit the bed if you see your lump sum lose a third the day after you put it in, then drip feeding may be better for the mind

    *I'm drip feeding at the moment

  • 2/3 of the time is most, but 1/3 is not nothing!

    As ever, it depends on timing, right?

    My temptation is to do 50% now then drip the other half.

  • Also, regarding Isa limits. You can move the money into the Isa and keep it as cash - you don't have to invest it yet. S&s Isa's let you keep cash in there too. It just won't be earning any (Or minimal) interest though

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