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Tbh the more my wife and I talk about it the more we're probably just going to get the loft done and see about the rest later on. It makes the most sense from a budget/stress point of view, there's also a reasonably high chance that my wife's work might ask her to set up a department in France in a year so it's probably not the best idea. 😂
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How long do you think you will be where you are (maybe not long with a potential move to France)?
Dormers to traditional victorian houses are super ugly regardless of how long the larch cladding has been charred for, or the RAL colour of the PPC aluminium windows. It's also super rare that they offer anything over sub-standard space internally.
Regardless, a loft extension is likely to give you the best 'return on investment' (throws up in mouth). A side extension/general remodelling of the ground floor will give you the better quality of life (assuming you have enough bedrooms).
This was my question too @Gewürzt
If the answer was yes you'd be braver than me! If you do one at a time you have somewhere to hide at least.
Even if you're planning on moving out doing both at the same time would be more stress/decisions/ways of going over budget.