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I also edited the last post to include replacing the windows in a bay. It cost £5200, it was booked in to take 3 days, they were finished in about 6 hours, the windows were so stiff they didn't open, 2/3 of the parting beads were cracked, they had drilled in the cills and tops to attach them to the house, the sand mastic was terrible and there was nothing else around the windows to hold them in. Having now seen how they arrive from the joiner, I would just do it myself.
Also doing things over time has made it easier financially, but harder living in what was close to a building site for over a year.
We are, £40673 into a refurb of a 160sqm 1850s terrace without extension which has included
Structural wall removed, central heating, rewire, damp proofing, fireplace work, minor roofing, a new set of sash windows in a bay (complete waste of money, should have installed them myself) and installing a kitchen. We have done a lot of the dogs work ourselves, stripping everything, minor plumbing, plastering and electrics, painting, decorating and buying tools etc.
I think there's about 15k of work left, but when we started I had expected it to be in the region of 70k