Owning your own home

Lots of folks on here.
Extension prob starts about 65k for something modest. You'll be well into 6 figures before you realise. Forum fave @amey did roughly the same I think?

a full refurb and extension?

yep we did for about 65k ALL in, Victorian end of terrace about 1200sq ft or something, extension is 3 meters with 3 velux.

IKEA kitchen, laminate floors, nothing extravagant.

We have a young kid and when she destroys things I feel nothing. Once she is of a certain age and I am more financially secure I will get on the 40k kitchen wagon.

I'm at £90k spent so far on a refurb (no extension) of a 4 bed, 3 storey Victorian terrace. Will be another £10k to finish. Have literally done everything apart from floors and joists (which in fairness probably needed doing).

My advice is get a builder who will take the whole thing on. Add 25% contingency to yuor budget. In my case I had £0 for roof. Ended up being £14,5o0

We hit £250k refurb cost, but we are outside London, and closer to 300 sqm.

I think a huge amount of it comes down to how much structural work needs doing, so have a list of things that might need doing, and it gets easier to price up. Some things to start with:

Roof: Does it need replacing? If so is it just the covering (tiles, slate whatever) or does some/all of the structure need repairing
Windows: New ones needed? if so what material.
External Walls: are they straight and sound? Rendered or bare? Does it need re-rendering or repointing?
Internal: Are you happy with the current layout? Where are the load bearing walls? Its much easier to move stud walls than load bearing.

I always find if you break it down to smaller projects it gets much easier to price up. We all know that a kitchen costs £40k...

We are, £40673 into a refurb of a 160sqm 1850s terrace without extension which has included

Structural wall removed, central heating, rewire, damp proofing, fireplace work, minor roofing, a new set of sash windows in a bay (complete waste of money, should have installed them myself) and installing a kitchen. We have done a lot of the dogs work ourselves, stripping everything, minor plumbing, plastering and electrics, painting, decorating and buying tools etc.

I think there's about 15k of work left, but when we started I had expected it to be in the region of 70k

Ours is getting a full refurb, but over time. We've given ourselves 5 years to do everything. First thing has been roof and windows, which together are £30k. Which is all the cash we had after buying. Which is part of the reason we've given ourselves 5 years. But, as Dov reiterated to me, start from the outside and work in.

And it was handy, as we were this close to putting that £30k towards the deposit.