Owning your own home

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aggi in reply to @Fox

I haven't looked into insurance yet but 'our' street and Chris's have never actually flooded despite being the closest two to the waterworks/marshes

It's worth having a check (I'm surprised your solicitor hasn't told you to). To an extent the insurers will be working off the same reports that suggest it's at risk of flooding so a quick 10 minutes to confirm that it won't be an outrageous cost is sensible.

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Fox in reply to @aggi

We told the solicitor we knew about the flood risk and were going to buy it anyway which might be why she hasn't. Anyway, I will check this lunchtime. Chris seems to be OK so I think we will be too.

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aggi in reply to @Fox

My place is marked as high risk of surface flooding and that didn't seem to impact on the insurance materially but my brother tried to buy a place that was uninsurable due to flooding so always worth a check.

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