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amey
did a lot more reading overnight and this morning, and it's basically worse than i thought :/
tried to sort out last minute flights back today, but would need to pass through/transfer in the Netherlands, and since the 29th they need a negative covid test from the past 72hrs. so no dice.
Unfortunately she can't come to the UK as a visitor and do the application here, against the rules - she'd have to leave again to do it from outside the UK.
the healthcare surcharge has risen over the past couple of years and it's now £624 a year, with the first 3 years payable up front. So £1533 for the application and £1872 for the surcharge (and then need to get the specific English certificate and preferably pay for the priority service (21 weeks preggo - so no real possibility waiting 12 weeks after we've got our shit together)
have been using https://www.migrate.org.uk/spouse-visa-uk-2018/ to go through things (ignore the 2018 in the link there, it's been updated since).