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Agreed.
Well, I got my body+1650 on some kinda cashback thing they did in summer 2017, and today’s price is still the same. So apart from interest rates, the camera’s value has been relatively stable both new and used. That doesn’t help you at all.
Buy the lens used, take some time and make some low offers on ebay. I can’t remember what I paid, but it was unboxed in lightly used condition and a lot cheaper than having a box included.
I can afford it but I'm also a tightarse so I like to narrow down best bang for buck sweetspot or nab a bargain. Paying RRP is for suckers.