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PQR
It's time for me to remortgage. My LTV is currently 60% and my rate is 1.64%. I can move to a 5 year fixed with my current provider at 1.59% with a product fee of £1499. (I haven't yet looked at remortgaging elsewhere).
I have £100k that I can either put into a SIPs or chuck into the mortgage. I'm nearly 42 with not much pension savings currently.
Where am I best to put the money - mortgage or pension?