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Interestingly, these things are a finer balance than you think. A single big claim* a couple years ago caused a significant increase in prices for BMC insurance.
Knowing this, 8000m winter punter insurance must be gambling with a much likelier expectation of an expensive rescue.
*a +£5m pound claim. Related to a university climbing club belaying accident. Christ.
Nef
Stonehedge
We have dedicated mountaineering insurance. The levels of cover you can choose are up to 5000m and up to 7000m (professional guide and by prior agreement only). There is no cover available above 7000m.
I gather that these limits are pretty standard off the shelf but if you want to, and you have extremely deep pockets, bespoke private insurance is possible with private insurance companies but usually not financially viable as the premium can approach the benefit.