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  • Can someone clever just tell me what type of mortgage to go for please.
    We've been offered these for 28 year terms;

    2 year fixed at 1.19%, £1,999 + £525
    3 year fixed - 1.69%, no fees
    5 year fixed - 1.70%, £999

    I would say we're pretty risk averse so I guess we should stick to fixed?

  • Without knowing the mortgage amount it's hard to compare.

    Personally I'd go 5. Chances are interest rates won't go up but there's always a slim chance. More importantly, things are pretty volatile at the moment so I'd want to put off remortgaging for 5 years.

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