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  • Can someone clever just tell me what type of mortgage to go for please.
    We've been offered these for 28 year terms;

    2 year fixed at 1.19%, £1,999 + £525
    3 year fixed - 1.69%, no fees
    5 year fixed - 1.70%, £999

    I would say we're pretty risk averse so I guess we should stick to fixed?

  • Work out how much each costs over the period - the 3 year might be cheaper than the 2 year once you factor in the punchy fees

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