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  • ~£20 for a Chaps payment (3pm cut-off, same working day), or if you're a personal customer then break it into payments on separate days, or use a challenger bank to re-group the payments first if it has to go as one transaction. Revolut free personal account is good for this (insured up to £85k).

    Natwest might try to sell you 'Bankline' over the phone but it's nothing special (£20 a month for business features/limits for personal customers).

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