Substance over form, you own the bike after the 12 months period, put it this way, this is a scheme which really should be a personal allowance for individuals to purchase a bike BUT the powers to be decided that's too easy...
Why the heck does the employer and a 3rd party which takes up to 15% commission for doing fuck all is needed to buy a bike?
Cycle to work schemes are a complete fucking scam, even more so since the limits were increased. It’s criminal, should be a flat rate for admin not a %.
Substance over form, you own the bike after the 12 months period, put it this way, this is a scheme which really should be a personal allowance for individuals to purchase a bike BUT the powers to be decided that's too easy...
Why the heck does the employer and a 3rd party which takes up to 15% commission for doing fuck all is needed to buy a bike?