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Yes and no, technically the scheme operator owns it.
That said, IF you do resign before the full instalment payment, you'll be charge the outstanding amount (wihtout the tax savings) as a benefit in kind and you'll then own it.
coventry_eagle-
It depends on the company. Usually if they call the scheme to £1000, usually they own it. If the cap is higher, usually the operator owns it.
See https://help.cyclescheme.co.uk/article/45-who-actually-owns-the-cycle-to-work-package for more.
If you do resign not sure you own it. I did resign once, paid the remaining without the savings, but at the end of the year, Cyclescheme asked me if I wanted to keep the bike or extend the lease until the end of 5 years.
anidel
Can’t really do this... your employer owns the bike not you.