How do people go about lining up building insurance and contents insurance for the day that everything goes through, without being stuck with it if everything falls through?
Also, do we need to get detailed information about the locks on doors and windows to make sure the cover is valid? Or could we update it once we are in - vendor is getting less helpful over email.
You need buildings insurance from exchange, not completion. If the building burns down between you still have to buy it.
I did the usual insurance quote game a few weeks before exchange and then bought the policy as soon as exchange was confirmed. Not covered for an hour or so.
How do people go about lining up building insurance and contents insurance for the day that everything goes through, without being stuck with it if everything falls through?
Also, do we need to get detailed information about the locks on doors and windows to make sure the cover is valid? Or could we update it once we are in - vendor is getting less helpful over email.