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  • Thanks @duncs and @Bainbridge!

    Edit; double thanks @duncs, not sure how I missed that post!

    Any difference between 'remortgaging' and 'further borrowing'? Presumably the latter might be quicker, as there's not another application process to go through (given that yes, we have a chunk of equity to eat into)?

  • It's quicker and you aren't remortgaging, you're technically taking out a side mortgage. When your mortgage term ends you roll it all into one.

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