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  • A house finance question to the forum.

    Currently 6 months into a 2 year plan with hsbc. We need approx £100k to pay parents back, a repayment of a car loan and install solar on yhdd we house.

    Current lender Hsbc, have advised a second mortgage application. Will this mean finding a minimum 10% deposit to access the additional borrowing?

    Are there any other ways to raise this type of borrowing? Please don’t suggest selling the bikes.

  • Will this mean finding a minimum 10% deposit to access the additional borrowing?

    Nope

    Are there any other ways to raise this type of borrowing?

    Probably, but a mortgage will be cheapest I'd expect

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