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Feel free to try convincing me it actually works
OK. Go to a shop. Try and buy something with money. If they give you the thing in return for the money, then the currency is evidently working as intended as a universal medium of exchange.
This doesn't mean I can't voice my concern that there may well be a problem.
Indeed. But saying that a given system isn't perfect isn't a particularly productive use of bandwidth unless you have a genuine alternative. Besides, your comment that 'the path our leaders are dragging us down isn't a good one imo', while I'd agree with it entirely, does seem to be conflating the use of a fiat currency with political policies on the economy generally.
Feel free to suggest a workable alternative.