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  • If it's a flat it is not odd at all. We are in the middle of a pandemic and half the nation is on furlough, first time buyers cant get a mortgage less than 15% and the large chunk (of flat owners) approx. 3 million are being held up by a form that we can't get and don't actually legally need.

  • FWIW I've not had any viewings in over a month, my neighbour had a buyer that fell through in the last lockdown, and has gone back in the market and hasnt had anyone through the door in weeks (and we are on with completely different agents).

    I would just wait until things hopefully pick up in spring.

    The other issue for first time buyers is that furloughed income won't be included with most lenders (or considered until you've been off furlough for 3 months) - now furlough can be part time and has been extended i think this is likely an issue too.

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