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@Greenbank
Usually go to Switzerland (Laax) or Austria (Lech) for a boys trip. We're talking about it for 2021 as the only up front cost would be flights (LHR to ZRH) and those are movable for a small fee (or usually free as one of the Gold members books it all for us). The usual hotels have already offered us refundable deposits on our bookings. The rest doesn't need to be booked way in advance (transfer or rental car), ski hire, etc.
Family trip to France (Font Romeu) definitely canned for half term next year, we book in piecemeal way in advance to keep the prices down and can't risk non-refundable accommodation/flights/rental-car. Will save the money for 2021 and have a better one in 2022.