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cozzzzzzzz
I know exactly what you mean, but it all adds up. Especially with the extra, often overlooked expenses of house buying. You have to draw a line at some point or you are just money gunning everything. Also, most people are agreeing to slowly buy the house from a bank, not drop £600k cash. Borrowing an extra 10K might be £40 a month on your mortgage.
I do find it funny that the form asks if you are including the light switches, roof insulation, radiators and electric sockets. Who takes the insulation with them?