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  • and ensure there is no shared ownership,

    It was my understanding that this has always been the official stance and that ‘topping up’ was between you and the shop no?

    Pretty sure the shop I worked in used to do this and would just put a £1k bike through the system but sell you whatever you wanted.

  • Yup my understanding too, the % the schemes can take is almost all or in some cases all you will ever make on a sub k bike. Topping up gets around that

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