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Fox-
Is it primarily your home or an investment?
Can it be both!? We always thought it was probably a 10 year house at most for us. Since moving in the list of changes we'd like to make, or have to make has grown, but most of them are not gonna increase value, just make us more comfortable. We wouldn't be here long enough for general price rises to pay for them. Same logic applies to a loft conversion .
I have to admit it doesn't meet our needs in a few ways, especially as we're using it differently/here all day now. Wheeling a muddy MTB through the kitchen because there's no rear access for example doesn't do wonders for domestic relations.
*Edited because humble brag
Polygon
Oh dear, we've started talking about moving again. Only moved here 2 years ago, but quickly realising any money to spruce the place up is probably throwing good money after bad in that it has maybe a 5 year lifespan until we outgrow it and we probably should have just borrowed a bit more in the first place. Already at the ceiling for our road theoretically.